Compliance

General Advice Warning

Any advice provided on this website is of a general nature only and has not considered your needs and objectives.  You should refer to the Product Disclosure Statement or policy wording for more information about this policy.

Target Market Determination

The target market determination (TMD) is a written document that describes the class of consumers comprising the target market for a product. The TMD also sets out matters that are relevant to the product’s distribution and review. This is to make sure Insurers are keeping customers at the centre of their approach to the design and distribution of insurance products. Insurers have a consumer-centric approach to the design and distribution of their products, with the aim of helping consumers to obtain financial products that are appropriate for their objectives, financial situation and needs. It also describes the events or circumstances where they may need to review the Target Market Determination.
InsurerClass of InsuranceLink
AIGAll ClassesTarget Market Determination
AllianzAll ClassesTarget Market Determinations
AnsvarAll ClassesTarget Market Determinations under “Downloads, Worksheets and Resources”
Axis UnderwritingResidential StrataResidential Strata Insurance
Axis UnderwritingCommercial StrataCommercial Strata Insurance
Blue ZebraAll ClassesTarget Market Determinations
Blue Zebra All ClassesTarget Market Determinations
CGU InsuranceAll ClassesTarget Market Determinations
CHU Underwriting AgenciesAll ClassesTarget Market Determinations
ChubbAll ClassesTarget Market Determinations
ChubbBusiness Pack (SCTP)Business Pack (SCTP)
DawesAll ClassesTarget Market Determinations
GT InsuranceAll ClassesTarget Market Determinations
HMIAHeavy Motor FleetTarget Market Determination
HollardAll ClassesTarget Market Determinations
HollardCommercial MotorCommercial Motor
HollardCommercial Motor (SCTP)Commercial Motor (SCTP)
Hutch UnderwritingResidential StrataResidential Strata Insurance
MansionsHouseholdersHome & Contents
MB insuranceAll ClassesTarget Market Determinations
NTIAll ClassesTarget Market Determinations
ProtecsureGeneral PropertyTarget Market Determination
QBESteadfast Commercial MotorSteadfast Commercial Motor
QBEListed Events Home & Contents Policy – SteadfastListed Events Home & Contents Policy – Steadfast
QBESteadfast Accidental Damage Policy with FloodSteadfast Accidental Damage Policy with Flood
QBESteadfast Pleasure CraftSteadfast Pleasure Craft Policy
QBECommercial Motor Insurance SCTPCommercial Motor SCTP
QBEAll ClassesTarget Market Determinations
SCIAll ClassesTarget Market Determinations
SGUALandlord InsuranceTarget Market Determinations
SURAAll ClassesTarget Market Determinations
SUUAll ClassesTarget Market Determinations
UAAAll ClassesTarget Market Determinations
VeroAll ClassesTarget Market Determinations
ZurichAll ClassesTarget Market Determinations